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An Introduction To Second Charge Loans Mortgage advisors in the United Kingdom have plenty of reasons to consider secured loans (referred to as second charge loans) and, according to the UK Mortgage Conduct of Business (MCOB) rules they must do so. This statutory regulation has just passed its first anniversary and what effect it has had on both regulated on unregulated products and services may give us pause. One of the myths about secured loans is that this second charge market in the UK is not subject to re...

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